Steven Gininger, Insurance Agent | Liberty Mutual

Steven Gininger

Comparion Executive Insurance Agent
SAN DIEGO, CA

"Expert insurance advice from a member of your local community"

My office

1615 Murray Canyon Rd
Ste 200
San Diego, CA 92108
Get directions

About me

As your local Comparion licensed agent, I am committed to helping you find the right coverage for your insurance needs including options from Liberty Mutual or other companies if needed. Call me today so I can help you with auto, home, pet or life insurance.

License numbers:

  • CA Lic# 0F84825

Licensed in:

  • California

Services:

  • Local insurance agent
  • Insurance agency
  • Insurance consultant
  • Insurance expert
  • Insurance coverage
  • Asset protection
  • Life insurance agent
  • Life insurance consultant
  • Annuity consultant
  • 401k consultant

My Team

Awards & honors:

  • Liberty Leaders
  • Liberty Life Leaders
  • Lamplighter Award
  • Pacesetter
  • Pacesetter Plus

Education

  • Northeastern University Bachelors Degree

Hours

Monday:
8:30am - 9:00pm
Tuesday:
8:30am - 9:00pm
Wednesday:
8:30am - 9:00pm
Thursday:
8:30am - 9:00pm
Friday:
8:30am - 9:00pm
Saturday:
Closed
Sunday:
Closed

Quote with Steven Gininger

We're ready to offer personalized advice on your auto, home, life, or pet insurance needs.
Start your quote

Get claims help

File or manage your claim 24/7
Visit the Claims Center
Google Reviews
4.98 / 5
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(92 Reviews)
5 out of 5
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For my first time ever it took 30 minutes to get auto insurance. I’m able to drive off the lot the same! I talked to Steve!
Response from Comparion Insurance
March 21, 2023
Hi Rahshan Jones, that's great to hear!
5 out of 5
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I was looking for home insurance. I was referred to Steven Grininger. He was very helpful and friendly. I absolutely no clue of what my HOA would cover and he went out of his way to inquire. Called back and gave me his recommendations. Thank you Steven, you made the experience effortless. Keep up the excellent work!!
Response from Comparion Insurance
March 16, 2023
Hi, Tessie Sison! Thank you so much for taking the time to leave us this amazing review.
5 out of 5
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Steven is a pleasure to work with, easy to communicate with, and has made the insurance process a stress-free experience! Thank you Steven and team
Response from Comparion Insurance
March 6, 2023
Hi Ben Geeslin, that's great to hear!
5 out of 5
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Steven was responsive, knowledgeable, and very pleasant to work with, start to finish. I was referred to his agency via my alumni network and am glad I was able to get a competitive quote and excellent coverage for my home!
Response from Comparion Insurance
March 1, 2023
Hi Nick Porter, thanks for leaving such a positive review!
5 out of 5
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Helped me with saving money on bundling my Home and Auto Insurance. Good experience.
Response from Comparion Insurance
February 23, 2023
Thank you for the 5 stars, Monique McCoy!
5 out of 5
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Steve and his team are incredibly responsive and great to talk to. Steve was focused on finding the right level of coverage for our needs and to help get that at the price point we needed. Whenever other insurance questions come up, they are quick to respond and give straightforward and concise answers. It is nice to have a team so reliable for when I need to make a claim or have questions.
Response from Comparion Insurance
February 21, 2023
We put customer experience and satisfaction as our priority, and your review reaffirms the work we put in every day. Thanks for your kind words, Matt! I appreciate the fantastic review and am glad I could be of service. Please don't hesitate to contact me next time you want help with insurance.
5 out of 5
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This was my first time looking for auto insurance. Add to this the fact that I was moving across the country and between states that treat insurance very differently, Steven could not have been more helpful. He walked me through all the details that contribute to the rate and helped me get the lowest possible one. In addition to this he gave me a small guide to the neighborhoods in San Diego to help me start looking for a place. Friendly and helpful, highly recommend
Response from Comparion Insurance
January 26, 2023
Hi Liam Sheedy, thanks for leaving such a positive review!
5 out of 5
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Excellent Customer service skills and approach
Response from Comparion Insurance
January 25, 2023
Thank you for the 5 stars, Micharri Pratts!
5 out of 5
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Steve makes the insurance experience easy.
Response from Comparion Insurance
September 16, 2022
Great to hear!
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Steven reached out to me directly and was able to quote me an even lower price than the online quote itself, Thanks for always looking out!
Response from Comparion Insurance
August 18, 2022
Hi, I appreciate the fantastic review!
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Response from Comparion Insurance
July 25, 2022
Thank you for the 5 stars, Kelvin H Nguyen!
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Response from Comparion Insurance
July 25, 2022
Thank you for the 5 stars, Rickard Westerlund!
5 out of 5
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I’m new to San Diego and not knowing where or who to call for the purchase of my new home and where to get homeowners insurance I was directed to Steven Gininger. The entire experience from beginning to end has been great! I called Steven and explained my situation and my needs and he immediately got to work and gave me options that fit my needs. I now have insurance and peace of mind that I am working with a professional that follows through and is accesible whenever I have questions or concerns . Great experience!!
Response from Comparion Insurance
July 12, 2022
Hi Janie Anguiano, thanks for leaving such a positive review!
5 out of 5
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Steven has been trusted ally when it comes to insurance. I have known him for past 6 years and he has been very helpful and knowledgeable when it comes to insurance. His recommendations on insurance and various policies helped me to a great extent. I strongly recommend him if you need an insurance agent who understands your needs and be helpful.
Response from Comparion Insurance
July 12, 2022
Hi kishore sakthikumar, Thank you for taking the time to leave us a review.
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Response from Comparion Insurance
July 12, 2022
Hi Craig D, that's great to hear! Thank you for the 5 stars, Craig D!
5 out of 5
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Steven was responsive, informative, and helpful. He made the process of buying insurance easy. Haven't had a claim yet, but will update when/if I do to comment on how smooth the claims process goes!
Response from Comparion Insurance
June 30, 2022
Richard Barboza, we are so glad that you enjoyed your experience. Thank you for your business!
5 out of 5
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Steve and his team were fantastic! Competitive premiums, great service, easy set up. I recommend him to everyone I know!
Response from Comparion Insurance
June 24, 2022
Thank you, Todd Bell. This review made our day!
5 out of 5
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Excellent service, follow-up and timely on getting me a condo policy when my prior company raised rates 10x.
Response from Comparion Insurance
June 24, 2022
Allen Ehrlich, we’re so glad you had a good experience. We look forward to serving your insurance needs for years to come!
5 out of 5
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Best insurance services I've ever had. Always on top of it and not only get it done on a complicate case, but also educational and informational. Highly recommend without reservation.
Response from Comparion Insurance
June 6, 2022
Hi Roller Snow, that's great to hear! I wish you all the best.
5 out of 5
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Great communications and explanations of Insurance details that I needed for my purpose.
Response from Comparion Insurance
June 6, 2022
Hi Sabine Kepler, Thank you for taking the time to leave us a review.
5 out of 5
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Steven was a great help in getting insurance for both my house and vehicles. Thanks for everything!
Response from Comparion Insurance
June 6, 2022
I’m so glad you had a good experience.
5 out of 5
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I have been working Steve for 8 years now and I can’t say enough good things about him and the level of service he provides. Example, I texted him this morning about changing coverage on one of my policies and literally seconds later the change was made and he sent proof coverage minutes later. This is rare in a world of call centers and automation. We go to him for all our insurance needs and will continue do so. I highly recommend Steve for your insurance needs.
Response from Comparion Insurance
May 20, 2022
We put customer experience and satisfaction as our priority, and your review reaffirms the work we put in every day. Thanks for your kind words, C de Luca!
5 out of 5
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Response from Comparion Insurance
May 13, 2022
Thank you for the 5 stars, JEWEL ROBERTSON!
5 out of 5
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Steven Gininger and Julie Xiong provided me excellent customer service! They were very responsive, informative, and personable. They ended up handling all of my insurance needs - auto, home, landlord, and umbrella.
Response from Comparion Insurance
April 21, 2022
Hi, Jennifer Harris! Thank you so much for taking the time to leave us this amazing review.
5 out of 5
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I have been dealing with Steven Gininger for 15 years now, and I have never had a single reason to question his honesty or integrity. And my day job involves spending a lot of time trying to do just that, and in all this time I have worked with Steven I have not once detected a single ripple in the "Wah" so I can guarantee you the guy is as trustworthy as they come.
Response from Comparion Insurance
April 21, 2022
Thank you we’re so glad you had a good experience. We look forward to serving your insurance needs for years to come!
5 out of 5
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Response from Comparion Insurance
April 8, 2022
Thank you for the 5 stars, Raul Hernandez!
5 out of 5
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Steven assisted me with purchasing home insurance for my first home as well as bundling auto insurance to maximize savings. He is a great resource and truly seems to appreciate my business. Working with Steven has been a great experience while I have been navigating the new territory of my my first home purchase.
Response from Comparion Insurance
April 8, 2022
Hi, Ben Salom! Thank you so much for taking the time to leave us this amazing review.
5 out of 5
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Steven is very knowledgeable about auto and home insurance, and is an excellent advisor to his client's on making sure that they are adequately covered. I have been pleased with Liberty Mutual for the past decade, and would also recommend Steven's services to others.
Response from Comparion Insurance
March 24, 2022
Stephen Kam, we are so glad that you enjoyed your experience. Thank you for your business!
5 out of 5
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Response from Comparion Insurance
March 22, 2022
Thank you for the 5 stars, Thomas Murray!
5 out of 5
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Response from Comparion Insurance
March 22, 2022
Thank you for the 5 stars!
5 out of 5
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Working with Steven to move our home and auto insurance over to Liberty Mutual was phenomenal! The process was straightforward, we saved money, and we even improved our insurance coverage. I can't recommend Steven enough for his help and expertise with our insurance needs.
Response from Comparion Insurance
April 21, 2022
Thank you for the 5 stars, Jennifer Barajas!
5 out of 5
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Great experience.
Response from Comparion Insurance
April 21, 2022
Thank you for the 5 stars, Jay Moulton!
5 out of 5
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Response from Comparion Insurance
February 11, 2022
Thank you for the 5 stars, Nicole Saewitz!
5 out of 5
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Steven is the best! Knowledgeable and patient. Highly recommend.
Response from Comparion Insurance
February 11, 2022
Erik Stone, thank you for your review. We appreciate your business!
5 out of 5
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Response from Comparion Insurance
February 5, 2022
Thank you for the 5 stars, Jake LeVieux!
5 out of 5
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Steve kept in touch and worked hard to come up with a great plan that met our insurance goals and came in at a cost far below what we had been paying for less coverage. I would encourage anyone with insurance needs to reach out to him for a review of coverage and costs.
Response from Comparion Insurance
February 2, 2022
Hi, lauren abrams! Thank you so much for taking the time to leave us this amazing review.
5 out of 5
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Helped select insurance. Provided good guidance on which services to pick.
Response from Comparion Insurance
February 2, 2022
Sanket K, we are so glad that you enjoyed your experience. Thank you for your business!
5 out of 5
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Response from Comparion Insurance
February 2, 2022
Thank you for the 5 stars, Amanda Reddick!
5 out of 5
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Steven is an excellent representative. He is attentive, and seems to enjoy helping his clients make the best decisions. Thanks Steven.
Response from Comparion Insurance
February 2, 2022
We put customer experience and satisfaction as our priority, and your review reaffirms the work we put in every day. Thanks for your kind words, TC Millan!
5 out of 5
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Response from Comparion Insurance
February 2, 2022
Thank you for the 5 stars, Jeremy Fleet!
5 out of 5
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Response from Comparion Insurance
February 2, 2022
Thank you for the 5 stars, Timothy Cave jr!
5 out of 5
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Good rates, quick response, company recommended handled our claim very well.
Response from Comparion Insurance
February 2, 2022
Zina Schlachetzki, we are so glad that you enjoyed your experience. Thank you for your business!
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Response from Comparion Insurance
February 2, 2022
Thank you for the 5 stars, Scott MacDonald!
5 out of 5
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Response from Comparion Insurance
February 2, 2022
Thank you, Pouya Safa! Thank you for the 5 stars, Pouya Safa!
5 out of 5
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Response from Comparion Insurance
February 2, 2022
Thank you for the 5 stars, Brian Lazarus!
5 out of 5
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Response from Comparion Insurance
February 2, 2022
Thank you, DAMIEN BURTON!
5 out of 5
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Steven was super helpful for all my questions and made the chore of finding reasonably priced insurance so much easier. Much appreciated.
Response from Comparion Insurance
February 2, 2022
Hi, Talia Thompson! Thank you so much for taking the time to leave us this amazing review.
5 out of 5
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Steven is very responsive and thorough.
5 out of 5
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Steven was extremely helpful in reviewing all of my policies for my primary residence and investment properties as well as my auto policies. His rates were competitive and he made smart recommendations on how to enhance my coverage and control my costs. He is definitely very experienced.
5 out of 5
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Steven is the best agent I've ever worked with. He explains everything very thoroughly and takes time to make sure we look at all scenarios and cases and explains each one in detail. I highly recommend working with Steven!
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Liberty Mutual insurance provided a prompt and good value service for my insurance needs. I have my home and car insurance with them and their amounts covered, as well as deductibles are reasonable.
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Prompt and professional service are the hallmarks of an outstanding insurance agent. Thank you Steve and Liberty Mutual!
5 out of 5
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Steven was an immensely supportive and informative asset when getting our insurance squared away after moving from out of state!
5 out of 5
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Steve is awesome, I highly recommend. He has great low auto insurance rates
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Great to work with.
5 out of 5
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I was looking to replace my previous agent that was not very attentive. I was introduced to Mr. Gininger and from our first chat, I could tell he was really looking out for MY best interest. He has a very calm and grounded personality, and he helped me figure out the best policy for me and described the pro's & co's of the different options. I felt like a totally informed consumer. I am grateful for his wisdom and suggestions.
5 out of 5
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Response from Comparion Insurance
November 17, 2021
Thank you for the 5 stars, Damien Pietak!
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Steven really helped me to get insurance after my insurance was charging me twice a month and etc he helped me get a good quote with the most coverage thank you very much
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5 out of 5
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I called Steven not knowing anything about insurance and he broke it down for me in terms I could understand. (Thank God!) He got me great coverage for both of my properties and my car at an affordable rate. He was very knowledgeable and I didn’t have to guess how much coverage I needed for what, he lead me in the right direction and I feel much more confident about my insurance coverage now than I ever have before. Thanks Steven!
5 out of 5
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Steven is professional, knowledgeable, has great follow though, and a excellent skillset to help resolve his clients concerns. He has a unique ability to simplify complex issues and provide clear advice to help his clients make informed choices. And he also saved us a lot of money! I recommend Steven to anyone looking for a better option for their insurance needs.
5 out of 5
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Steven is a great guy who looked after my best interests and looking out for my family and I. What started as home insurance ended up being automotive and will be eventually life insurance. If you looking for someone that actually cares Steven is your guy!!!
5 out of 5
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Mr.Steven did a superb job on getting me a quote for my house insurance. He manage to give me the lowest from all the other insurance company like (geico, safeco and usaa). Even after closing the deal with me he still keep in contact with me making sure my move was smooth. Really appreciate your help! -Max
5 out of 5
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I know there are a lot of very good insurance folks out there but Steven has to be up there with the best. Very easy to talk to and not forceful but also gives options I hadn’t thought about. All very quickly and professionally. And it helps he has over a decade of experience. Just a very good person overall.
Response from Comparion Insurance
October 26, 2021
Brent, thank you for taking the time to leave me this review. I am glad we were able to take care of your insurance policy and please do not hesitate to reach out when I am needed!
5 out of 5
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Steven helped us with securing an homeowners insurance policy and in the process of obtainable an auto insurance policy. It was one of the easiest transactions I’ve completed. He was very thorough and knowledgeable of the products and services he had to offer. He was also very responsive to any questions we had. I highly recommend speaking to Steven with any of your insurance needs.
Response from Comparion Insurance
October 26, 2021
Raad Tadros, we are so glad that you enjoyed your experience. Thank you for your business!
5 out of 5
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Excellent and knowledgeable agent, really helps you understand insurance and protects your assets. Very good competitive quotes and service and explains what is best for you.
Response from Comparion Insurance
October 26, 2021
My Doctor Weight Loss, we’re so glad you had a good experience. We look forward to serving your insurance needs for years to come!
5 out of 5
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I am very satisfied with the effective, competent, and prompt services Steven provides. He listens to my financial risk management needs and provides information and insurance policies (3) that meets my wife and my requirements. Thank you very much! Roland James Roaches
Response from Comparion Insurance
October 26, 2021
Hi, Roland James! Thank you so much for taking the time to leave us this amazing review.
5 out of 5
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Thank you Steve and team for your great and prompt service.
Response from Comparion Insurance
October 26, 2021
Thank you for the 5 stars, Oscar!
5 out of 5
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I have purchased multiple polices from Steven and could not ask for more. He went above and beyond to make sure my family got the best rates for home and auto while making us comfortable and stress free through out the process. Steven always makes himself available to address any questions or concerns. I feel like he is more of a friend than an insurance agent! Steven has my 100% recommendation to handle any of your insurance needs.
Response from Comparion Insurance
September 27, 2021
Sam Cila, thank you for your review. We appreciate your business!
5 out of 5
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I lost my home insurance due to an unfinished remodel. When the insurance agent came to inspect, windows and a door weren’t installed, so they canceled us. Steven quickly found us another company to work with. He found us the best rates as well when compared to a couple other companies. He came highly recommended from our lender, and he definitely saved us some money.
Response from Comparion Insurance
September 27, 2021
Nick Ulery, we’re so glad you had a good experience. We look forward to serving your insurance needs for years to come!
5 out of 5
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Homeowners insurance was what I was in the market for when I was purchasing a house in August. The house was in a high fire area. Steve Gininger of Liberty Mutual Insurance & his staff knew exactly what to do since, as we all know it's difficult to insure a house in certain areas. He & his staff were very helpful in explaining the insurance situation in high fire areas and how it works. I appreciated everything they did, since I was a first time home buyer. When I mentioned to Steve that I had a couple of classic cars, he informed me that he also could help me with Hagerty Car Insurance. Exactly what I was looking for to insure my cars. When I got settled, I reached out to his office, and Julie was to help me to insure my cars. Thank you to Steve & his office staff for assisting me with my insurance needs now and in the future ! Pamela Barron Burns
Response from Comparion Insurance
September 22, 2021
Thank for taking the time to leave me this positive review Pamela, truly! Although it may be difficult to find coverage in high fire risk areas, me and my team are dedicated to finding coverage for clients. Thank you for trusting me through the process of purchasing your first home and even insuring your classic cars!
5 out of 5
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Steven has been extremely helpful and responsive when we were searching for different types of insurance policies: home, earthquake, jewelry. He is friendly and very responsive. Extremely easy to work with. Highly recommend working with him and Liberty Mutual!
Response from Comparion Insurance
September 22, 2021
Thank you Mary! I am happy to hear you were pleased with my service and even happier we could insure your home!
5 out of 5
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Steven is a fantastic Agent! He is very knowledgeable, responsive and easy to work with. Not to mention he offers the best rates for insurance! Steven helped quote home insurance for me for eight months as I fell in and out of escrow on different properties. Each time I called Steven he had the best response time and offered the best rates. I will definitely continue to use Steven, and I highly recommend you reach out to him for all your insurance needs!
Response from Comparion Insurance
September 15, 2021
Kalani Porter, we’re so glad you had a good experience. We look forward to serving your insurance needs for years to come!
5 out of 5
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Response from Comparion Insurance
September 22, 2021
Thank you for the 5 stars, Puneet Sarin!
5 out of 5
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Steve is professional, efficient, and honest!
Response from Comparion Insurance
September 22, 2021
Jennifer Dixon, thank you for your review. We appreciate your business!
5 out of 5
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Great experience working with Steve to bundle our homes and auto.
Response from Comparion Insurance
September 22, 2021
Thank you for the 5 stars, Tasha Libman!
5 out of 5
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Steven is a true professional. Great communication, very knowledgeable, professional and responsive. I've had a great experience with Steven and will continue to recommend his services to family and friends.
Response from Comparion Insurance
September 22, 2021
Huan Trang, we’re so glad you had a good experience. We look forward to serving your insurance needs for years to come!
5 out of 5
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We initially were looking around for just home insurance when we contacted Steven. He was very friendly, helpful and thoroughly explained everything. Without any pressure he gave us information about car insurance as well. He answered all of our questions and we decided to switch to Liberty Mutual, we got better coverage and we even saved money. We will definitely recommend Steven to our family and friends, he's easy to talk to.
Response from Comparion Insurance
September 9, 2021
Dulce Angulo, we’re so glad you had a good experience and could have helped with your home insurance! We look forward to serving your insurance needs for years to come!
5 out of 5
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Steve Helped me on the fly and took the time to get me best rates…. Perfect professional gentleman.. Thank you Julie
Response from Comparion Insurance
September 9, 2021
Julie Jones, thank you for your review and we are glad to have helped. We appreciate your business!
5 out of 5
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Steven called me after I had already received and finalized on a quote with a previous customer service representative. He was so kind to give me a call and let me know, that essentially we could do better. He did his homework before he called me and set me up with the best policy to fit my needs and my home. He was professional, efficient, and provided me with amazing customer service. I would recommend Steven.
Response from Comparion Insurance
September 9, 2021
Thank you for the 5 stars, Roquelle Mickles! I am glad to have been able to earn your trust and business!
5 out of 5
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Steven has been great to work with - he took the time to help me understand what exactly I was buying (with umbrella, auto, and renters insurance) and made sure to answer every question I had. Looking forward to continuing getting insurance from him!
Response from Comparion Insurance
September 9, 2021
Thank you for the 5 stars, David Albrecht!
5 out of 5
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I’ve been working with Steven for almost ten years since I moved to San Diego and he is very knowledgeable, professional and personable. He has always recommended policies that are a good fit for me and I trust his guidance. Highly recommend.
5 out of 5
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Steven was very efficient and helpful! He also gave great advice.
Response from Comparion Insurance
August 18, 2021
Thank you, Faith Thulin! We were happy to assist!
5 out of 5
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Response from Comparion Insurance
August 12, 2021
Thank you for the 5 stars, Seth Belitsky!
5 out of 5
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Response from Comparion Insurance
August 9, 2021
Thank you for the 5 stars, Vanessa!
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Our insurance partners

Did you know Comparion agents offer insurance from Liberty Mutual and many other companies? Agents can quote trusted insurance partners with products that cover your family, income and assets like a home, car, boat or jewelry. Our mission is to help you find the right insurance coverage at affordable rates.

Our key partners are listed below. We also offer dozens of other national and regional insurance companies depending on where you live.

  • Safeco Insurance
  • American Modern Insurance
  • Homesite Insurance
  • Nationwide Insurance
  • National General Insurance
  • Protective Insurance
  • Progressive Insurance
  • rli
  • Travelers Insurance

Frequently asked questions

About Comparion Insurance Agency in San Diego, CA

Local sales agents serving customers in San Diego, CA. We're launching Comparion Insurance Agency: A Liberty Mutual Company to help consumers and small businesses get the expert advice they need to find the right insurance policy. Comparion agents will help you find personalized coverage to fit your budget - offering options from Liberty Mutual and many other national and regional insurance companies.
Learn more about us
©2023 Comparion Insurance Agency, A Liberty Mutual Company - 175 Berkeley Street, Boston, MA 02116. The materials herein are for informational purposes only. All statements made are subject to provisions, exclusions, conditions, and limitations of the applicable insurance policy. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria. Learn more about our privacy policy at libertymutual.com/privacy.
Comparion is an Equal Opportunity Employer and an Equal Housing Insurer.