A.J. Franco, Insurance Agent | Liberty Mutual

A.J. Franco, LUTCF

Comparion Insurance Agent
SAN RAMON, CA

"Expert insurance advice from a member of your local community"

My office

2603 Camino Ramon
Ste 210
San Ramon, CA, 94583
Get directionsBook an appointment with me

About me

As your local Comparion licensed agent, I am committed to helping you find the right coverage for your insurance needs including options from Liberty Mutual or other companies if needed. Call me today so I can help you with auto, home, pet or life insurance.
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Services:

  • Local insurance agent
  • Insurance agency
  • Insurance consultant
  • Insurance expert
  • Insurance coverage
  • Asset protection
  • Life insurance agent
  • Life insurance consultant
  • Annuity consultant
  • 401k consultant

Awards & honors:

  • Lamplighter Award
  • Pacesetter
  • Pursuit of Excellence

Licensed in:

  • California

Hours

Monday:
8:30am - 5:30pm
Tuesday:
8:30am - 5:30pm
Wednesday:
8:30am - 5:30pm
Thursday:
8:30am - 5:30pm
Friday:
8:30am - 5:30pm
Saturday:
Closed
Sunday:
Closed

Quote with A.J. Franco

We're ready to offer personalized advice on your auto, home, life, or pet insurance needs.
Start your quote

Get claims help

File or manage your claim 24/7
Visit the Claims Center
Google Reviews
5 / 5
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(16 Reviews)
5 out of 5
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A. J. Franco is awsome. He assisted me and my husband with our homeowners insurance; during the whole processes of becoming new home owners, along with our loan adjuster the two made an outstanding team. Answering all of our question, and allowing us to get what is needed. Not pushy at all with suggested add-ons to our policy, that we may need in the feature. Reponse time to questions or conserns was immidiatelty. Not to mention the responce time with the quote, along with when it came to anwering questions and concerns. Outstanding costumer service. THANK YOU.
Response from Comparion Insurance
December 1, 2022
Thank you so much for taking the time to leave us this amazing review. I’m thrilled that you are satisfied with our services. I look forward to helping you again in the future.
5 out of 5
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I found Andrew Franco a couple of years ago during the pandemic when searching for another insurer for an umbrella policy. He was responsive and so very helpful. He found me great coverage and it was a lot less than what I was paying. Everything was done via email (which is my preferred mode of communicating) except for sensitive details like birthdays and credit card information. I was so happy to have found him and to save several hundred dollars in addition. Then this year, I asked Andrew if he could shop around for me for a homeowners policy because the one we had was increasing a couple hundred dollars every year. It was getting to the point that it felt excessive. He found me two great companies. After discussion and research, our family settled on one of the companies. Andrew was efficient, responsive, and helpful in every way. I had asked him to re-quote the policy with different deductibles because we were desperately trying to save money with rising costs everywhere. He quickly got me new quotes and helped me purchase the policy that same day. Andrew is a great insurance agent. I highly recommend him. I have had a great experience. He is always helpful, responsive, and kind to deal with. So if you're shopping around for insurance of any kind, give him a call.
Response from Comparion Insurance
July 29, 2022
I’m so grateful for your kind words, Chrys10. Thanks for sharing your review with us and the community. It was a pleasure working with you. I'm glad I could help you find the right insurance at the right price. I work hard to exceed expectations and I'm thrilled you had a good experience. I look forward to helping you again in the future.
5 out of 5
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AJ is knowledgeable, kind, resourceful, and incredibly responsive. I had so many questions before starting a policy. AJ was always there to walk me through things and encouraged me to ask the right questions. He always makes sure that I am taken care of. I couldn't recommend anyone more highly because AJ is simply the best!
Response from Comparion Insurance
July 15, 2022
Hi Faiza, thanks for leaving such a positive review! I work hard to exceed expectations and I'm thrilled you had a good experience. I look forward to helping you again in the future.
5 out of 5
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Mr. Franco is a real professional and gentleman. His approach and handling the issues promptly and professionally is admirable. I wish him further success in his professional career
Response from Comparion Insurance
September 19, 2022
I’m so grateful for your kind words, Mohammed Akbari. Thanks for sharing your review with us and the community. I’m thrilled that you are satisfied with our services. If you have friends who need insurance, please send them my way.
5 out of 5
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My family has used AJ for many years and he has become like family to us! He is so reliable, knowledgeable and efficient that we go to him for all our insurance needs!
Response from Comparion Insurance
July 7, 2022
Thank you so much for taking the time to leave us this amazing review. I loved being of service to you and hope I can assist you again soon.
5 out of 5
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We met AJ via my corporate company and glad we continue to work with him! AJ has been VERY responsive and helpful! He'll provide several options, if any, for home and car insurance. Easy to work with esp when we transferred to Liberty from a differ insurance; AJ answered all of our questions starting out and when we revisited our rates, he would give us further details if we were receiving the best rates. Thanks, AJ!
Response from Comparion Insurance
July 7, 2022
Thanks for sharing your review with us and the community. I’m thrilled that you are satisfied with our services. I look forward to helping you again in the future.
5 out of 5
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Response from Comparion Insurance
April 21, 2022
Thank you for the 5 stars, Lisa Kiseloff!
5 out of 5
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Response from Comparion Insurance
April 13, 2022
Thank you for the 5 stars, Mateo Beng!
5 out of 5
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I had troubles with my last insurance company many years ago when they wanted me to do too much on the computer. AJ took the time to meet with me in person and help me through everything. I can always call him to ask questions about my policy or change a vehicle on it. I really appreciate his personal touch - that is something too many people have lost these days.
Response from Comparion Insurance
September 9, 2021
Charles Perkins, we’re so glad you had a good experience with me as your dedicated agent. We look forward to serving your insurance needs for years to come!
5 out of 5
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Always a quick and painless exchange when every I need to make changes to my policy or get information from them.
Response from Comparion Insurance
September 2, 2021
I’m so grateful for your kind words, Emily Gailey. Thanks for sharing your review with us and the community.
5 out of 5
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AJ is highly professional, responds to me quickly after each inquiry, offered several options for coverage, and helped me to choose the best one. I highly recommend AJ to anyone looking for a great insurance agent.
Response from Comparion Insurance
September 2, 2021
Angelo Lagorio (Angelo Lagorio, Esq.), thank you for your review. We appreciate your business!
5 out of 5
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AJ and Liberty have been awesome to work with, insuring our vehicles, home and an additional umbrella policy. AJ has been easy to work with and is always just a phone call away when we have policy questions or have another claim to file. Liberty made it easy when we had a potential leak in our first house, a leak and significant damage in our second house, a hit and run with our car and two stolen catalytic converters. Thanks for helping out our family!
Response from Comparion Insurance
September 2, 2021
We put customer experience and satisfaction as our priority, and your review reaffirms the work we put in every day. Thanks for your kind words, K Boggs!
5 out of 5
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I’ve been with AJ Franco for about 5 years now. I’ve also been with other insurance agents who only care about your money and don’t respond when I really need them. AJ is the man plain and simple. He goes above and beyond the normal scope. I never have to worry about my assets not being insured properly or my policies not being priced fairly. If you’re looking for a knowledgeable and responsive agent who truly cares about your assets and your pocketbook then look no further!
Response from Comparion Insurance
September 2, 2021
I’m so grateful for your kind words, Joe Grammatico. Thanks for sharing your review with us and the community.
5 out of 5
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A.J. has been nothing but amazing for the last 10 years I’ve been working with him. Over the years, he’s been extremely reliable, responsive, personable, and honest resulting in overall superb customer service. I would 100% recommend him and will definitely continue to work with him on all of my future insurance needs. Thanks for everything A.J.!
Response from Comparion Insurance
September 2, 2021
We put customer experience and satisfaction as our priority, and your review reaffirms the work we put in every day. Thanks for your kind words, Matt Ramirez!
5 out of 5
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I cannot recommend AJ enough! He has been an amazing for my insurance needs. He was recommended to me when we were in escrow by our mortgage broker. We were first time home buyers and needed guidance: AJ provided that. We switched our car insurance to Liberty Mutual as well, specifically because of the excellent support AJ provided to us. He always responds rapidly, and is courteous and helpful. We recently had a pipe break in the bathroom wall and as soon as we turned off the water main, I called AJ. He provided me with all of the information I needed about the process, and he also calmed me down during a time of intense stress. I could have just called the 800 number, but having him personally support me in a chaotic situation was so nice. He was also able to get us a better car insurance quote than what I was finding online, without having to sacrifice the coverage I wanted. We have been with him for just over three years now, and I absolutely love him. I never understood why someone would need an insurance agent when you can just do it yourself online, but now I understand: the personal service AND great rates! I really appreciate him and all he has done for us. Thank you, AJ!
Response from Comparion Insurance
August 18, 2021
Thank you for the 5 stars, Acacia Waters! I am happy to have helped through your first time home buying process! Although a claim is a stressful situation, I am glad you had a positive experience. You certainly nailed it, we as agents strive to be there in time of need and our value is shown in your feedback, thank you!
5 out of 5
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AJ is truly an expert when it comes to anything insurance -- he consistently provides phenomenal service and somehow manages to offer unrivaled rates and coverages. AJ is incredibly quick to respond and has always been a reliable resource for home insurance, earthquake insurance, auto insurance, and so much more. Look no further if you need insurance coverage!
Response from Comparion Insurance
August 16, 2021
Thank you, Christophe Wu! We are glad to have helped with your insurance needs. We strive to provide competitive rates and quality insurance products and your review confirms we are doing a good job!
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Our insurance partners

Did you know Comparion agents offer insurance from Liberty Mutual and many other companies? Agents can quote trusted insurance partners with products that cover your family, income and assets like a home, car, boat or jewelry. Our mission is to help you find the right insurance coverage at affordable rates.

Our key partners are listed below. We also offer dozens of other national and regional insurance companies depending on where you live.

  • Safeco Insurance
  • American Modern Insurance
  • Homesite Insurance
  • Nationwide Insurance
  • National General Insurance
  • Protective Insurance
  • Progressive Insurance
  • rli
  • Travelers Insurance

Frequently asked questions

About Comparion Insurance Agency in San Ramon, CA

Local sales agents serving customers in San Ramon, CA. We're launching Comparion Insurance Agency: A Liberty Mutual Company to help consumers and small businesses get the expert advice they need to find the right insurance policy. Comparion agents will help you find personalized coverage to fit your budget - offering options from Liberty Mutual and many other national and regional insurance companies.
Learn more about us
©2023 Comparion Insurance Agency, A Liberty Mutual Company - 175 Berkeley Street, Boston, MA 02116. The materials herein are for informational purposes only. All statements made are subject to provisions, exclusions, conditions, and limitations of the applicable insurance policy. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria. Learn more about our privacy policy at libertymutual.com/privacy.
Comparion is an Equal Opportunity Employer and an Equal Housing Insurer.