Chad Otto, Insurance Agent | Liberty Mutual

Chad Otto, LUTCF

Comparion Lead Insurance Agent
DENVER, CO

""I am a Denver Colorado based agent helping people make informed decisions about their insurance coverage and needs since 1993""

My office

4582 S Ulster St
Ste 300
Denver, CO 80237
Get directions

About me

As your local Comparion licensed agent, I am committed to helping you find the right coverage for your insurance needs including options from Liberty Mutual or other companies if needed. Call me today so I can help you with auto, home, life, power sports, RV, pet or small business insurance.

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Licensed in:

  • Colorado
  • Missouri
  • Rhode Island

Services:

  • Local insurance agent
  • Insurance agency
  • Insurance consultant
  • Insurance expert
  • Insurance coverage
  • Asset protection
  • Life insurance agent
  • Life insurance consultant
  • Annuity consultant
  • 401k consultant

Awards & honors:

  • Liberty Leaders
  • Lamplighter Award

Hours

Monday:
8:30am - 5:30pm
Tuesday:
8:30am - 5:30pm
Wednesday:
8:30am - 5:30pm
Thursday:
8:30am - 5:30pm
Friday:
8:30am - 5:30pm
Saturday:
Closed
Sunday:
Closed

Quote with Chad Otto

We're ready to offer personalized advice on your auto, home, life, or pet insurance needs.
Start your quote

Get claims help

File or manage your claim 24/7
Visit the Claims Center
Google Reviews
5 / 5
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(31 Reviews)
5 out of 5
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Response from Comparion Insurance
January 30, 2023
Thank you for the 5 Stars!
5 out of 5
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Chad is consistently helpful and clear in his explanations of all aspects of my home and auto policies. I highly recommend him.
Response from Comparion Insurance
January 30, 2023
Thanks for sharing your review with us and the community. We appreciate the recommendation!
5 out of 5
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Chad Otto is knowledgeable and trustworthy. I’m very pleased with the work he has done as my auto insurance agent. I highly recommend him!
5 out of 5
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Chad and his team have provided my family with insurance for years and has always been a great help to us. He has always helped us with great rates and quick service when we need him, as we have had our share of fender benders etc.
5 out of 5
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Chad help in locating a company to provide Builders risk insurance. He also helped in locating a company to provide an umbrella policy. Also, he located a third party insurance company to provide auto coverage.
5 out of 5
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Chad has been helping me and my family with all our insurance needs. He offers great rates and even better service. I can always count on him answering his phone, or getting back to me right away with any questions I have had.
5 out of 5
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Chad is super responsive, helpful, and Knowledgeable. I’ve worked with him for years and I’d highly recommend him to anyone looking to make the normally confusing insurance buying process a breeze!
5 out of 5
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Chad is the best insurance I’ve ever had. He always looks out for his clients’ best interests and is very reachable by phone if you have policy questions. I have recommended him to several friends and they are just as happy with his customer service.
5 out of 5
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Response from Comparion Insurance
January 30, 2023
Thank you for the 5 Stars!
5 out of 5
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Chad is one of a kind! He is one of the most knowledgeable and professional people I have ever met. I highly recommend him for all of your insurance needs!
5 out of 5
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Response from Comparion Insurance
January 13, 2022
Thank you for the 5 stars, Michele Servello!
5 out of 5
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I have been dealing with Chad for many years, he listens, is responsive and explains details I may have with one of my policies. I heartly rcommend Chad!
Response from Comparion Insurance
January 13, 2022
Eric Geis, we are so glad that you enjoyed your experience. Thank you for your business!
5 out of 5
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I've known Chad for a long time--he's always completely professional and very helpful.
5 out of 5
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Chad is always there to help with whatever I need.
5 out of 5
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Chad has been my insurance agent for more than 20 years. He very responsive and gets me the best rates possible.
5 out of 5
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Chad has always been very helpful and I have my family members use him as our insurance agent for many years. Chad has always been great to work with on every need. Great performance.
5 out of 5
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Chad is a great insurance agent. I have worked with him for over 6 years. He is super responsive and knowledgeable. He has helped my family insure our vehicles, homes, and toys. Highly recommend him!
5 out of 5
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Chad has handled my non-medical insurance needs for more than 20 years. In that time, I have adjusted my coverages on several occasions. Each time, he and his team have handled my requests promptly and professionally. I appreciate that he does not "push" sales pitches to me.
5 out of 5
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Chad has always taken care of me and my whole family! I truley trust him and I know that is not said enough about Insurance folks. He really has our back. It makes lifes challenging times so much better.
5 out of 5
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Chad Otto Has been my agent for more years than I can count. He has always looked out for my best insurance interests. None finer than this young man. He is awesome!!!
5 out of 5
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We have been with Chad for over 20 years and he has helped us through a myriad of situations. Wonderful agent, wonderful man. Always makes himself available when you are going through life’s little surprises. Highly recommend!
5 out of 5
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Chad is a great agent; he is always very responsive and helpful. He looks for the best possible rates for the services you need. Due to the location of our home we had to move our home/auto to another company for a period of time so only had 1 small motorcycle policy with him. He still gave us the same level of attention and service.
5 out of 5
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Response from Comparion Insurance
April 24, 2022
Thank you for the 5 Stars!
5 out of 5
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We've luckily not needed to use our insurance coverages, but we've bundled our auto and homeowners insurance together and Chad has always been super responsive and helpful when we have questions. Thanks Chad!
Response from Comparion Insurance
October 3, 2022
Thank you so much for taking the time to leave us this amazing review!
5 out of 5
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Chad is an amazing agent. He listens and gives you just what you need.
5 out of 5
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I have been a Liberty Mutual policy holder for 55 years. Chad has been my agent since we moved to Denver in 1993. Obviously, I have had opportunities to change but I never saw any benefit. Keep up the great work, Chad!
5 out of 5
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Chad has been our agent for as long as we’ve been in Colorado which is 27 years. I highly recommend him. He is professional, responsive and always willing to go the extra mile for you!
5 out of 5
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I have been with Chad Otto for 26 years need I say more. Great guy all my insurance needs.
5 out of 5
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Response from Comparion Insurance
April 24, 2022
Thank you for the 5 Stars!
5 out of 5
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The best agent in town and a really cool guy!
5 out of 5
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Chad has been helping me with my insurance needs since I bought my first house 9 years ago. He is super knowledgeable, always available, and never tries to up-sell me on policies I don't need. I highly recommend Chad for all your insurance needs!
Response from Comparion Insurance
May 12, 2021
Thank you, David Santa Cruz!
Write a Review
Comparion Reviews
3 / 5
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(2 Reviews)
5 out of 5
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I appreciate the sincerity and honesty that Chad Otto has always provided. He is genuine in his approach and truly wants what is best for his clients. He takes time to ask the proper questions to make sure he finds and/or builds the best policies that suit your actual needs. This is very important as not everyone’s needs are the same. It is a quality that is sincerely appreciated but yet can be hard to find sometimes. Grateful for his assistance and knowledge.
1 out of 5
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I paid my bundled home and auto insurance in full in for one year. Earlier this year, I argued with a dysfunctional Liberty Mutual about my homeowner’s insurance. Liberty tried to bill me second a time for home owners insurance when bill is paid through my mortgage escrow account. Now we argued about my auto insurance. I only pay for what I need. I am sick and tired of waiting on the telephone forever, no contact via email, navigating a dumb lame website, or missing-in-action non-problem insurance agents. Lame TV commercials and a big bird does not make for adequate customer service. At Liberty Mutual real “insurance agents” are actually subcontractors, not employees, who work on commission from home offices and will dump you after the sale is over---never to render future service. Any policy service is rendered by out-of-state corporate call centers broken into disconnected parts staffed by poorly trained scripted personnel (AI assisted) who are not empowered to solve problems but rather dispense stiff generic bureaucratic solutions that serve the corporation not the consumer. Understand this dismemberment of local customer service, and just-in-time marginal service is a preparation and a transition to over sea’s foreign customer service where wages are lower making for greater profits. Many of us have already encountered this foreign experience in other parts of the economy. Modern technology allows for corporate customer call centers to be located out-of-state or overseas. Corporations are too greedy to hire locally. Most importantly Liberty Mutual makes serious billing-accounting mistakes implementing insurance agreements (like doubling billing). No communication between their different parts! Home knows not what auto is doing, knows not what claims is doing! They will also attempt to keep your credit card number on file for auto-billing. An unprofessional, irresponsible, dysfunction operation! I grow weary of marginal telephone service, dumb answering machine bots, temperamental websites, or missing-in-action, non-problem solving, make pretend insurance agents. At their lame dysfunction offices, maintaining personal relationships with clients is lost in a by-gone era. These make pretend agents (actually sellers of stuff on commission) are incapable-unable to provide useful informative or policy changes by phone or letter to their so-called clients who to Mutual Liberal are actually just another trick to make a buck. Most importantly Liberty Mutual makes mistakes implementing your insurance agreement, especially in the billing area, even if paid in full for the year on your home/auto bundle… no communication between their different parts; home does not know what auto is doing! An unprofessional, irresponsible, dysfunction operation! I am sick and tired of marginal telephone service, navigating a dumb lame website, or missing-in-action non-problem insurance agents. You get a corporate letter with an out-of-state telephone number to a call center where you are to wait (10-20-? minutes, or you get disconnected, or you hang-up due to frustration) before you can talk to a poorly trained staff person who is unable to solve problems. Customer Be Damned, Cory Camallieri
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Our insurance partners

Did you know Comparion agents offer insurance from Liberty Mutual and many other companies? Agents can quote trusted insurance partners with products that cover your family, income and assets like a home, car, boat or jewelry. Our mission is to help you find the right insurance coverage at affordable rates.

Our key partners are listed below. We also offer dozens of other national and regional insurance companies depending on where you live.

  • Safeco Insurance
  • American Modern Insurance
  • Homesite Insurance
  • Nationwide Insurance
  • National General Insurance
  • Protective Insurance
  • Progressive Insurance
  • rli
  • Travelers Insurance

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About Comparion Insurance Agency in Denver, CO

Local sales agents serving customers in Denver, CO. We're launching Comparion Insurance Agency: A Liberty Mutual Company to help consumers and small businesses get the expert advice they need to find the right insurance policy. Comparion agents will help you find personalized coverage to fit your budget - offering options from Liberty Mutual and many other national and regional insurance companies.
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