Spencer Despelder, Insurance Agent | Liberty Mutual

Spencer Despelder

Comparion Senior Insurance Agent
FARMINGTON HILLS, MI

""Expert insurance advice from a member of your local community""

My office

34405 W Twelve Mile Rd
Ste 130
Farmington Hills, MI, 48331
Get directionsBook an appointment with me

About me

* Began career with Liberty Mutual Insurance in 2016. Transitioned to Comparion Insurance Agency, a Liberty Mutual company, to offer more options. * Graduated from Arizona State University with a degree in Business Communications * Serving clients in MI, IL, TN, NC * Married with a child * In my spare time, I enjoy golf and boating * I enjoy spending time with my son * My goal is providing you with quality coverage at a fair price * I help my clients by providing the expert advice needed to make informed insurance decisions
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Services:

  • Snowmobile Insurance
  • RV Insurances
  • Auto Insurance
  • Home Insurance
  • Life Insurance
  • Annuities
  • Renters Insurance
  • Motorcycle
  • Pet Insurance
  • Umbrella

Licensed in:

  • Michigan
  • Illinois

Quote with Spencer Despelder

We're ready to offer personalized advice on your auto, home, life, or pet insurance needs.
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Google Reviews
4.92 / 5
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(63 Reviews)
5 out of 5
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Working with Spencer was quick and easy! It was a great experience for me, being a first-time home buyer. Couldn’t have had a better experience!
Response from Comparion Insurance
January 31, 2023
Shelby, we’re so glad you had a good experience. We look forward to serving your insurance needs for years to come!
5 out of 5
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Spencer is extremely patient and kind and truly helped me with policies that I needed. I appreciate him so very much. He's very professional and is amazing at his job. He's definitely an asset to the company! Sincerely, Megan S Collins
Response from Comparion Insurance
January 27, 2023
Wow, we were blown away by your positive words. We really appreciate the time you took to write such a detailed review. Thank you Megan!
5 out of 5
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Just wanted thank-you for setting up my insurance policies. Your ability to understand and explain my options in a clear concise manner is truly professional. You have gained a customer who will not have any reserves to recommend you.
Response from Comparion Insurance
January 26, 2023
I’m so grateful for your kind words, James. Thanks for sharing your review with us and the community.
5 out of 5
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Professional, and saved me money
Response from Comparion Insurance
January 24, 2023
Hi Martie, that's great to hear! Thanks for sharing.
5 out of 5
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He was very attentive, knowledgeable and professional. He was very fast with my quotes and called me back when he said. Fantastic job Spencer!
Response from Comparion Insurance
January 20, 2023
Hi Gloria! Thank you so much for taking the time to leave this amazing review.
5 out of 5
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Spencer turned a 3 day, back and forth ordeal into a 5 minute, done deal. I appreciate his expertise and swift response to my issue. Top-notch customer service! Thank you!! Nichole R.
Response from Comparion Insurance
January 19, 2023
Thank you so much for taking the time to leave us this amazing review!
5 out of 5
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Spencer is INCREDIBLE. He is friendly, efficient, competitive and overall it's an amazing experience anytime we talk! I will continue working with him on all of my insurance needs.
Response from Comparion Insurance
January 18, 2023
We can’t thank you enough for your kind words. Emma, your review means a lot and lets us know we’re on the right track!
5 out of 5
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Working with Spencer D. Via recommendation was fantastic. He outlined all of my options and gave professional advice in my search for homeowners insurance. *****
Response from Comparion Insurance
January 18, 2023
We put customer experience and satisfaction as our priority, and your review reaffirms the work we put in every day. Thanks for your kind words, Derrick!
5 out of 5
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Spencer called me back after I was out of work, later than the standard 9-5 agencies to accommodate my work schedule, he took the time to listen to me about my family and helped guide me to make the best decisions for us. He pointed out additional savings opportunities I missed online trying to navigate insurance websites solo. He also gave me a quick overview of all the products his agency offers and is now working on my two watercraft and snowmobile as additional items. I couldn't be happier with the level of service he provided, the high level of coverage and the hundreds he was able to save me. I look forward to working with him for years to come.
Response from Comparion Insurance
January 18, 2023
Wow, we were blown away by your positive words. We really appreciate the time you took to write such a detailed review. Thank you Robert for sharing.
5 out of 5
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Spencer has been my agent for years and is fabulous. He's trustworthy, knowledgeable and cares about his clients.
Response from Comparion Insurance
January 18, 2023
I appreciate the fantastic review! Thanks Joe.
5 out of 5
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Spencer is a wonderful human, finds you amazing quotes I could not find with better coverage and health protection, very fast! Especially hard to find a good quote in Detroit and he got me car insurance for less than 100 a month. Cant recommend him enough. Insurance king.
Response from Comparion Insurance
January 13, 2023
Thank you Jonah for taking the time to leave us such a great review. We appreciate you recommending our services in your comments and we're happy to hear that you had a wonderful customer experience.
5 out of 5
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Response from Comparion Insurance
January 12, 2023
Thank you for the 5 stars, Caitlin!
5 out of 5
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Awesome customer service, helped me out quickly and smoothly as I needed.
Response from Comparion Insurance
January 9, 2023
Hi Jacqui, thanks for leaving such a positive review!
5 out of 5
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Spencer was such a huge help! I was in the market for a new insurance provider and Spencer really helped me make the best decision my myself and my family.
Response from Comparion Insurance
December 27, 2022
That's great to hear Chase and I appreciate the fantastic review!
5 out of 5
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Response from Comparion Insurance
December 27, 2022
Thank you for the 5 stars, Jon!
5 out of 5
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He was absolutely amazing. Returned calls quickly plus gave me the best rate I've seen. If your looking for a great reliable agent Spencer is your guy.
Response from Comparion Insurance
December 22, 2022
This review made our day! I’m so glad you had a good experience.
5 out of 5
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Working with Spencer has been such a great experience, he has been my insurance agent for years. I greatly appreciate how kind, helpful and fast he is to respond to your questions and/or concerns. I would highly recommend him and his team if you are looking for a stress-free experience!
Response from Comparion Insurance
December 16, 2022
Thank you for taking the time to leave us such a great review, Lindsay! We appreciate you recommending our services in your comments and we're happy to hear that you had a wonderful customer experience.
5 out of 5
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Spencer was responsive and very easy to work with. He got me the best deal he could find, bundled or not. Will definitely work with again.
Response from Comparion Insurance
December 16, 2022
Thank you so much for taking the time to leave us this amazing review. I loved being of service to you and hope I can assist you again soon.
5 out of 5
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Working with Spencer was a great experience. He spent lots of time with me answering questions and throughly going over the policies. I am very glad that I was able to connect with Spencer. I had a very complicated situation and he was just the person that I needed to speak to. His knowledge and patience turned a stressful situation into a complete breeze.
Response from Comparion Insurance
December 16, 2022
Hi Clifton, that's great to hear! I loved being of service to you and hope I can assist you again soon.
5 out of 5
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Response from Comparion Insurance
December 6, 2022
Thank you for the 5 stars, Andrew!
5 out of 5
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I have worked with Spencer for 4 years now and I would never work with anyone else! Spencer is always considerate and timely with helping our family get the best insurance! Thank you Spencer!
Response from Comparion Insurance
November 30, 2022
Hi, Gabrielle! Thank you so much for taking the time to leave us this amazing review.
5 out of 5
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Response from Comparion Insurance
November 30, 2022
Thank you for the 5 stars, Andrew!
5 out of 5
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I was on a tight time frame and Spencer was able to get me the perfect quote, same coverage, and a lot less. Professional and personal!
Response from Comparion Insurance
November 28, 2022
We can’t thank you enough for your kind words, Nora. Your review means a lot to us and lets us know we’re on the right track!
5 out of 5
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Spencer has been great at finding discounts and helping reduce my insurance rates! Thanks for the help!
Response from Comparion Insurance
November 22, 2022
Thanks Chase, that's great to hear!
5 out of 5
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Spencer killed the competition by nearly $1700! Please give him a call to work his magic for you. He does not waste your time and gets right to business and numbers. Easily 10/5 stars.
Response from Comparion Insurance
January 5, 2023
Nick, thank you for sharing this positive review. We appreciate your business!
5 out of 5
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10 outta 10 his customer service is the best I’ve ever seen. I’ve been with Spencer Despelnder now over a year and a half. Every time I speak with Spencer he saves me tons. Makes insurance way easier and less scary!
Response from Comparion Insurance
November 17, 2022
We put customer experience and satisfaction as our priority, and your review reaffirms the work we put in every day. Thanks Tj for your kind words!
5 out of 5
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I've worked with Spencer twice regarding my homeowners insurance. All of my interactions with him have been pleasant, beneficial, and extremely professional. He works fast and listened to my needs. I really appreciated that.
Response from Comparion Insurance
November 15, 2022
I’m so grateful for your kind words, Tonisha. Thanks for sharing your review with us and the community.
5 out of 5
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Unparalleled service even when we only had one small renters policy. When our insurance needs grew we received the same great response and knowledge from Spencer and it definitely sold us. Highly recommended.
Response from Comparion Insurance
November 15, 2022
We can’t thank you enough for your kind words Kevin. Your review means a lot to us and lets us know we’re on the right track!
5 out of 5
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He did everything in such a short amount of time and answered every question I had with no hesitation. Will definitely be referring to anyone I know with insurance needs!
Response from Comparion Insurance
November 14, 2022
Hi Brandy, I appreciate the fantastic review!
5 out of 5
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Spencer is always courteous and helpful. Responds quickly and efficiently and certainly a pleasure to work with! Would highly recommend him to anyone looking for their insurance needs.
Response from Comparion Insurance
November 2, 2022
We put customer experience and satisfaction as our priority, and your review reaffirms the work we put in every day. Thanks for your kind words, Wendell!
5 out of 5
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I called Spencer to make an appointment with him to get quotes on car insurance and cottage insurance. With the quotes he gave me, I was overall able to save quite a bit of money. He was very personable.
Response from Comparion Insurance
October 24, 2022
Debra, we’re so glad you had a good experience. We look forward to serving your insurance needs for years to come!
5 out of 5
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Spencer is great to work with! He was able to find us better coverage at the price we were paying with a different company. I have already forwarded his number to my friends and family.
Response from Comparion Insurance
October 24, 2022
I’m so grateful for your kind words, Cathryne. Thanks for sharing your review with us and the community. This made my day!
5 out of 5
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10/10 would recommend again!
Response from Comparion Insurance
October 14, 2022
Great to hear!
5 out of 5
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Truly an amazing person to work with. Thank you for everything!!!
Response from Comparion Insurance
October 14, 2022
Great to hear! Thank you Tomas!
5 out of 5
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Spencer is great! He is very thorough, attentive, and consistent. When he tells you he will call you back he makes sure you are a priority and does. His qualities make me return to him each year for better rates and just good care. I appreciate having him as my agent and I would recommend him hands down!
Response from Comparion Insurance
October 13, 2022
Andrea, we are so glad that you enjoyed your experience. Thank you for your business!
5 out of 5
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Highly recommend Spencer He is attentive professional and took the time to explain options and answered my questions for my new policy. Thank you for helping me find Condo Insurance in the city of Detroit at the best price. For personalized service give Spencer a call you won't be disappointed.
Response from Comparion Insurance
October 10, 2022
Wow, we were blown away by your positive words! We appreciate you recommending our services in your comments and we're happy to hear you had a wonderful customer experience. Thank you Sophia!
4 out of 5
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Response from Comparion Insurance
October 7, 2022
Thank you for the positive review Jim!
5 out of 5
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Prompt and Professional! Spencer did an amazing job at helping us get the best rates around! I would highly recommend and will not be using anyone else ever again. Top Notch!!
Response from Comparion Insurance
October 7, 2022
We can’t thank you enough for your kind words Diana and we appreciate you recommending our services in your comments. Your review means a lot to us and lets us know we’re on the right track!
5 out of 5
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Spencer was a fantastic salesman.He was kind considerate and just provided wonderful customer service.
Response from Comparion Insurance
October 6, 2022
I’m so grateful for your kind words, Steffie. Thanks for sharing your review with us and the community.
5 out of 5
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Spencer has been amazing since we purchased our home almost 3 yrs ago. He is attentive, helpful and always timely with our needs. Best agent we have had by far!!
Response from Comparion Insurance
October 5, 2022
This review made our day! Thanks N'shan!
5 out of 5
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Whenever I call Mr Spencer he's always there for me a very good insurance guy will do whatever he can for you to try to help good Asia I would recommend him to family and friends
Response from Comparion Insurance
October 4, 2022
Thank you Delica for taking the time to leave us such a great review. We appreciate you recommending our services in your comments and we're happy to hear that you had a wonderful customer experience.
5 out of 5
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Just took out a renters insurance policy with Spencer and I’m excited to use him for any other insurance needs that I may have in the future.
Response from Comparion Insurance
October 3, 2022
I’m so grateful for your kind words, Chad. Thanks for sharing your review with us and the community.
5 out of 5
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I've always had terrible experiences with my auto and homeowners insurance, that is until I gave Spencer a call. He will go above and beyond what I have seen any other insurance agent do. He will make sure I get the best deal, don't pay for things I don't need, and always recommend the best option. I wouldn't hesitate to recommend him to anyone, because I already recommend him to my own mother. He has saved my parents hundreds of dollars on their insurance as well as my own! He's always available and if he can't get to the phone I never have a doubt in my mind he will give me a call back as soon as he can!
Response from Comparion Insurance
September 30, 2022
Thank you for taking the time to leave us such a great review. We appreciate you recommending our services in your comments and we're happy to hear you had a wonderful customer experience. This made our day!
5 out of 5
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Spencer not only answered all our questions, but gave us the best price we've seen in years and excellent customer service.
Response from Comparion Insurance
September 30, 2022
Sara, thank you for your positive review! This kind of feedback motivates us to continue exceeding quality standards.
5 out of 5
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Spencer has been a great help with finding me the lowest rates for my car and home insurance in Detroit, which is not an easy task. He is super responsive, friendly, and answered all of my questions! Thank you Spencer!
Response from Comparion Insurance
September 27, 2022
Thank you so much for taking the time to leave us this amazing review.
5 out of 5
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Spencer is a great insurance agent who will listen to your needs and provide you with the best options for you and your budget. Spencer has help my family already and I recommend him to my friends as well.
Response from Comparion Insurance
September 20, 2022
Thank you Jake for taking the time to leave such a great review. We appreciate you recommending our services in your comments and we're happy to hear you had a wonderful customer experience.
5 out of 5
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Spencer was very helpful with helping me switch over my 2 cars and home insurance to Liberty Mutual. He took the time to find the best quote that worked for me and was able to save me some money. He's very knowledgeable and explained all the details and answered all my questions. I felt very comfortable working with him. I'm highly recommend giving him a call and getting a quote.
Response from Comparion Insurance
August 24, 2022
Thank you for taking the time to leave us such a great review. We appreciate you recommending our services in your comments and we're happy to hear that you had a wonderful customer experience.
5 out of 5
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If you are looking for an amazing agent then Spencer is your guy! After getting a a few quotes and comparing my current insurance company with what Spencer quoted me, hands down he was the best! He saved me over $200/month just on my auto! NO JOKE! Not only does it show how he cares about protecting your home/auto/investments but also on the amount of money you spend on your policies. He went above and beyond for me and am very thankful. Thanks Spencer!
Response from Comparion Insurance
August 4, 2022
Wow, we were blown away by your positive words. We really appreciate the time you took to write such a detailed review! Thank you Lyndsay!
5 out of 5
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If you’re looking for a great insurance guy Spencer, is your man. He is phenomenal he goes above and beyond for his clients.
Response from Comparion Insurance
April 1, 2022
Hattie Bristol, we are so glad that you enjoyed your experience. Thank you for your business!
5 out of 5
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I was lost on my home insurance until I was recommended to Spencer. He helped me with every question I had while also taking the time to explain each layer of the policy. Highly recommend, great experience.
Response from Comparion Insurance
March 8, 2022
I’m so grateful for your kind words, sir carrot top kong fu master. Thanks for sharing your review with us and the community.
5 out of 5
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Very helpful and professional. Spencer helped me get my life insurance all set up and was able to answer any questions I had.
Response from Comparion Insurance
February 2, 2022
Hi Erik! Thank you so much for taking the time to leave us this amazing review.
5 out of 5
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I have been working with Spencer for the past 3 years and he was always able to take care of things and find me a lower rate with very little back and fourth. You aren't dealing with Liberty Mutual customer service, you are working with him and Paige which is a HUGE difference in efficiency, as you don't need to speak with different departments if bundling coverage. They also work with other providers then Liberty Mutual, and look for the best rates they can get you. Both my home and auto policies renew after the holidays and 2022's rates came back much higher then the rates I paid in 2021. Shopping around for insurance quotes during the holidays is dreadful. Paige was simply amazing and was able to get my home insurance renewal rate down by $900, and my auto down by $300 in the SAME brief phone call. Paige also was able to bundle my auto and travel trailer, so it dropped the rate on the trailer, while also ensuring the PIP coverage was not more then it needed to be. I will never work directly with an insurance company again and HIGHLY recommend these two for all your insurance needs.
Response from Comparion Insurance
January 6, 2022
Wow, we were blown away by your positive words. We really appreciate the time you took to write such a detailed review! Thank you Nicole! Your review means a lot to us and lets us know we’re on the right track!
5 out of 5
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Paige and Spencer are top notch!! Immediate responses, professional, courteous, respectful and always trying to lower your price for the coverage you need! .....to the review that said go to state farm for a lower price hahahahaha..... I double dare you! Customer Service is TOP NOTCH, with Spencer and Paige, I can not stress enough, how happy you'll be with these agents!!
Response from Comparion Insurance
December 30, 2021
Wow, we were blown away by your positive words Brian. We really appreciate the time you took to write such a detailed review! It means a lot to us and lets us know we’re on the right track!
1 out of 5
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I personally wouldn't advise using liberty mutual whatsoever. They can't handle correct billing and they wait 3 months to let you know there is a problem that their system effectively created. A very reactionary company that obviously only cares about the bottom line. Their rates are nothing special and can do nothing to help you when they screw up. Spencer is a nice guy, but nice doesn't mean good and was unable to solve the issue his company created. I work for one of the biggest lenders in America where we deal with insurance on the regular. The excuse I got from Spencer was terrible as Liberty is a multi billion dollar company. At the end of the day, nobody cared enough to correct the issue, they only care about the money! Go to State Farm, they'll beat any deal Liberty can offer. Steer clear from this agency.
Response from Comparion Insurance
December 2, 2021
Thank you for your feedback Colton. We strive incredibly hard to make every customer experience enjoyable and we’re sorry we’ve not been able to meet your expectations this time.
5 out of 5
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Wow! I saved over $600 on my auto policy and have amazing (better) coverage. Spencer was a delight to work with. Very personable and informative. I highly recommend Spencer for all your insurance needs!
Response from Comparion Insurance
October 8, 2021
I’m so grateful for your kind words. Thanks for sharing your review with us and the community.
5 out of 5
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Spencer has helped me save on bundling my homeowners, auto, and life insurance. Spencer has been my insurance agent for over 7 years and is also prompt and answers all of questions. He has even reached out to me to restructure my insurance, in order for me to save.
Response from Comparion Insurance
October 4, 2021
Thank you for your positive review, George! This kind of feedback motivates us to continue exceeding quality standards.
5 out of 5
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It was a pleasure working with Spencer. He found me a great deal on my insurance plans and was very responsive to my needs. Highly recommend!
Response from Comparion Insurance
September 28, 2021
Thank you for taking the time to leave us a great compliment. We appreciate you recommending our services in your comments and we're happy to hear that you had a wonderful customer experience.
5 out of 5
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Spencer gave us a combined home and auto insurance quote! He was very courteous, enthusiastic and gave a really fair price. Helped us bring down the price by being fair and telling us what is really needed in our insurance and thus helped us bring down the price significantly over our previous insurance! (like hundreds of $ over previous insurance!) Couldnt be happier!
Response from Comparion Insurance
September 27, 2021
We put customer experience and satisfaction as our priority, and your review reaffirms the work we put in every day. Thanks for your kind words!
5 out of 5
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Spencer does an excellent job of taking care of my insurance needs. He is quick to reply and respond to any additions or changes that I need to make with my policies.
Response from Comparion Insurance
September 22, 2021
Thank you so much for taking the time to leave us this amazing review.
5 out of 5
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Spencer Despelder is always courteous, responsive and informative. He goes above and beyond - his service is superb. He walked us through a complicated and somewhat frustrating process to insure that - well that we were properly insured. On top of all of that he brought our premiums down significantly without losing coverage or incurring higher deductibles.
Response from Comparion Insurance
September 21, 2021
We put customer experience and satisfaction as our priority, and your review reaffirms the work we put in every day. Thanks for your kind words, Terri!
5 out of 5
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Spencer was great and very professional! He worked around my schedule and was able to meet with me in the evening to help me get my insurance set up! I highly recommend him!
Response from Comparion Insurance
September 1, 2021
We put customer experience and satisfaction as our priority, and your review reaffirms the work we put in every day. Thanks for your kind words, Brandi!
5 out of 5
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Thank you Spencer for your amazing customer service and patience. I appreciate you finding me the best rate to meet my needs! I would recommend you to any family or friends that are in need of insurance.
Response from Comparion Insurance
May 4, 2021
Sholanda, we’re so glad you had a good experience. We look forward to serving your insurance needs for years to come!
5 out of 5
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Spencer was great to work with. He helped me get dog insurance for our new puppy and for our older one too. He was very informative and made sure to give me all the options. Spencer communicated with me even when he didn't have the information yet. He never left me not knowing what was the next step. He stayed on the phone with me while I waited to get all emails and went over the emails with me. Spencer was a pleasure to work with.
Response from Comparion Insurance
April 28, 2021
Hi, Jaclyn Aidenbaum! Thank you so much for taking the time to leave us this amazing review.
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Did you know Comparion agents offer insurance from Liberty Mutual and many other companies? Agents can quote trusted insurance partners with products that cover your family, income and assets like a home, car, boat or jewelry. Our mission is to help you find the right insurance coverage at affordable rates.

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About Comparion Insurance Agency in Farmington Hills, MI

Local sales agents serving customers in Farmington Hills, MI. We're launching Comparion Insurance Agency: A Liberty Mutual Company to help consumers and small businesses get the expert advice they need to find the right insurance policy. Comparion agents will help you find personalized coverage to fit your budget - offering options from Liberty Mutual and many other national and regional insurance companies.
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©2023 Comparion Insurance Agency, A Liberty Mutual Company - 175 Berkeley Street, Boston, MA 02116. The materials herein are for informational purposes only. All statements made are subject to provisions, exclusions, conditions, and limitations of the applicable insurance policy. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria. Learn more about our privacy policy at libertymutual.com/privacy.
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