Kim Horner, Insurance Agent | Liberty Mutual

Kimberly Horner, AAI

Comparion Lead Insurance Agent
BUFFALO, NY

"Expert insurance advice from a member of your local community"

My office

400 Essjay Rd
Ste 300
Buffalo, NY, 14221
Get directionsBook an appointment with me

About me

As your local Comparion licensed agent, I am committed to helping you find the right coverage for your insurance needs including options from Liberty Mutual or other companies if needed. Call me today so I can help you with auto, home, pet or life insurance.
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Services:

  • Local insurance agent
  • Insurance agency
  • Insurance consultant
  • Insurance expert
  • Insurance coverage
  • Asset protection
  • Life insurance agent
  • Life insurance consultant
  • Annuity consultant
  • 401k consultant

Awards & honors:

  • Lamplighter Award

Education

  • associate degree

Licensed in:

  • New York

Hours

Monday:
8:00am - 10:00pm
Tuesday:
8:00am - 10:00pm
Wednesday:
8:00am - 10:00pm
Thursday:
8:00am - 10:00pm
Friday:
8:00am - 10:00pm
Saturday:
8:00am - 8:00pm
Sunday:
11:00am - 5:00pm

Quote with Kimberly Horner

We're ready to offer personalized advice on your auto, home, life, or pet insurance needs.
Start your quote

Get claims help

File or manage your claim 24/7
Visit the Claims Center
Google Reviews
5 / 5
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(29 Reviews)
5 out of 5
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Ki.m is awesome. Takes care of all my needs immediately. I have never had to wait more than 10 minutes for help!
Response from Comparion Insurance
September 12, 2022
I’m so grateful for your kind words, Steve. Thanks for sharing your review with us and the community.
5 out of 5
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Kim is very knowledgeable and goes above and beyond to carefully build insurance packages that fit your individual needs. The time and effort she puts in is unmatched to any other agent I've ever worked with. She is able to offer such a variety of insurance products that it's a one stop shop for all of our family needs - home, auto, life, pet, and more. Buying insurance can be stressful but she makes it easy and explains every step of the process to make sure you are covered where and when you need it. Experience - 10/10!
Response from Comparion Insurance
August 26, 2022
Kristen Heller, we’re so glad you had a good experience. We look forward to serving your insurance needs for years to come!
5 out of 5
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Response from Comparion Insurance
August 26, 2022
Thank you for the 5 stars, Andrew Golombek!
5 out of 5
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My husband and I switched to Kim as or Auto Insurance agent when we found that she could get our auto insurance rate so much cheaper than we were paying at Geico. From our first conversation to every conversation since, she has bent over backwards to assist us with all our needs. I have never had an Insurance Agent that would answer text messages any hour of the day or night. She takes being an Agent to a whole new level. Thank you Kim for taking such good care of us!! Belinda & Nick Bonn
Response from Comparion Insurance
August 26, 2022
Nicholas Bonn, we’re so glad you had a good experience. We look forward to serving your insurance needs for years to come!
5 out of 5
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Kim was very helpful and professional. She’s so easy to talk to. Had our best interest at mind. Highly recommend.
Response from Comparion Insurance
August 25, 2022
Hi Bre Rivers, thanks for leaving such a positive review!
5 out of 5
5 out of 5 starsStar FilledStar FilledStar FilledStar FilledStar Filled
A true professional. Thanks for everything!
Response from Comparion Insurance
August 24, 2022
I’m so grateful for your kind words, Tim Renzoni. Thanks for sharing your review with us and the community.
5 out of 5
5 out of 5 starsStar FilledStar FilledStar FilledStar FilledStar Filled
Kim is very patient and helpful
Response from Comparion Insurance
August 24, 2022
Thank you, Heather Frazier!
5 out of 5
5 out of 5 starsStar FilledStar FilledStar FilledStar FilledStar Filled
Kim is Awesome, This Lady knows her job.Shes always available when u need her.
Response from Comparion Insurance
August 24, 2022
Hi Rachel Mis, thanks for leaving such a positive review!
5 out of 5
5 out of 5 starsStar FilledStar FilledStar FilledStar FilledStar Filled
Very honest n pleasant to deal with. Highly recommend her to family n friends
Response from Comparion Insurance
August 23, 2022
Chris Vanevery, thank you for your review. We’re so sorry that your experience did not match your expectations.
5 out of 5
5 out of 5 starsStar FilledStar FilledStar FilledStar FilledStar Filled
My family has worked with Kim for years and she always provides great customer service and amazing rates
Response from Comparion Insurance
August 23, 2022
Brandon Ilecki, thank you for your review. We appreciate your business!
5 out of 5
5 out of 5 starsStar FilledStar FilledStar FilledStar FilledStar Filled
By far THE Best agent I’ve done business with for all of my insurance needs!
Response from Comparion Insurance
August 23, 2022
Hi, Sean! Thank you so much for taking the time to leave us this amazing review.
5 out of 5
5 out of 5 starsStar FilledStar FilledStar FilledStar FilledStar Filled
Kim is truly a gem. When I need her she's always available. I couldn't have asked for a better insurance agent.
Response from Comparion Insurance
August 23, 2022
Thank you, Donta Myles!
5 out of 5
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Very knowledgeable an helpful .
Response from Comparion Insurance
August 23, 2022
Thank you, Seth Oharrow!
5 out of 5
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Response from Comparion Insurance
August 23, 2022
Thank you for the 5 stars, Rachael W!
5 out of 5
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Kim has been wonderful! Her professionalism and knowledge has helped me sort out my insurance needs!
Response from Comparion Insurance
August 23, 2022
Elle Stoe, we are so glad that you enjoyed your experience. Thank you for your business!
5 out of 5
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Kim has been a great, helpful, and knowledgeable agent! I recommended her to family members. They are pleased with her as well. I highly recommend if someone is looking for an agent to contact her with no hesitation.
Response from Comparion Insurance
August 23, 2022
I’m so grateful for your kind words, Carol Szalach. Thanks for sharing your review with us and the community.
5 out of 5
5 out of 5 starsStar FilledStar FilledStar FilledStar FilledStar Filled
Kim is amazing and is always available and willing to get any information I need.
Response from Comparion Insurance
August 23, 2022
Hi, Brandon Jones! Thank you so much for taking the time to leave us this amazing review.
5 out of 5
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Response from Comparion Insurance
August 23, 2022
Thank you for the 5 stars, Bonnie Levick!
5 out of 5
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Hands down the best insurance agent. Quick, efficient, accurate, and professional. Always responds within 30 minutes and blows the competition away!
Response from Comparion Insurance
August 23, 2022
Hi Rides with Rumpf, thanks for leaving such a positive review!
5 out of 5
5 out of 5 starsStar FilledStar FilledStar FilledStar FilledStar Filled
When I was looking to purchase insurance kim walk me through all my different options to make sure I found what best suited me and my financial ability, she was very patient and helpful and I would definitely recommend using her.
Response from Comparion Insurance
August 23, 2022
I’m so grateful for your kind words, Elizabeth Stone. Thanks for sharing your review with us and the community.
5 out of 5
5 out of 5 starsStar FilledStar FilledStar FilledStar FilledStar Filled
Kim provides fast and excellent customer service. She is an expert in her field and has assisted many first-time homebuyers with valuable information and guidance throught their journey to homeownership!!
Response from Comparion Insurance
August 23, 2022
Hi Danielle Rice, thanks for leaving such a positive review!
5 out of 5
5 out of 5 starsStar FilledStar FilledStar FilledStar FilledStar Filled
Was very easy to work with and offered me a good rate! Would recommend!
Response from Comparion Insurance
August 23, 2022
Thank you, Ransher Cheema!
5 out of 5
5 out of 5 starsStar FilledStar FilledStar FilledStar FilledStar Filled
Kim has years of industry experience and will make sure that she gets you the best possible coverage for the best rate available! Look no further, you've found your next insurance agent!
Response from Comparion Insurance
August 23, 2022
Thank you so much for taking the time to leave us this amazing review.
5 out of 5
5 out of 5 starsStar FilledStar FilledStar FilledStar FilledStar Filled
Ms Kim is Awesome, This Lady knows her job.
Response from Comparion Insurance
July 22, 2022
Thank you, Effeannta Jenkins!
5 out of 5
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I met Kim by chance and boy am I happy I did ! I reached out to her about possibly getting a policy for my kids and I ended up with a policy for my whole family !!! She took the time to explain everything to us so we knew exactly what we were getting and the prices were too good to pass up . She’s extremely efficient agreed on policy around 6 pm and by 10 pm I was signing my sons policies into effect . I cannot recommend her enough .
Response from Comparion Insurance
March 24, 2022
Jillian, we’re so glad you had a good experience. We look forward to serving your insurance needs for years to come!
5 out of 5
5 out of 5 starsStar FilledStar FilledStar FilledStar FilledStar Filled
Very helpful and very fast! Will be going through Kim and so will my friends and family!
Response from Comparion Insurance
November 30, 2021
I’m so grateful for your kind words, Brandie. Thanks for sharing your review with us and the community.
5 out of 5
5 out of 5 starsStar FilledStar FilledStar FilledStar FilledStar Filled
Kim has consistently been not just a great agent but a true consultant that I have referred many customers to, including my father. She has the customers best interests in mind, not only to get the best prices but to make sure the client gets the right coverage. A true pro with a background in customer service.
Response from Comparion Insurance
September 10, 2021
Tim, we’re so glad you had a good experience. We look forward to serving your insurance needs for years to come!
5 out of 5
5 out of 5 starsStar FilledStar FilledStar FilledStar FilledStar Filled
Kimberly has been Great and Easy to work with.. she has responded to every phone call and text message. I definitely recommend working with her because she going to get the job done
Response from Comparion Insurance
August 31, 2021
Percy, we always aim to deliver a great experience. Thanks for taking the time to bring this to our attention.
5 out of 5
5 out of 5 starsStar FilledStar FilledStar FilledStar FilledStar Filled
Kim is hands down, the best Insurance rep! She is helpful, professional, very knowledgeable and answers your questions in a timer manner. She is also very friendly and easy to talk too!
Response from Comparion Insurance
May 13, 2021
Hi, Theresa Lee! Thank you so much for taking the time to leave us this amazing review.
Write a Review
Comparion Reviews
5 / 5
5 out of 5 starsStar FilledStar FilledStar FilledStar FilledStar Filled
(31 Reviews)
5 out of 5
5 out of 5 starsStar FilledStar FilledStar FilledStar FilledStar Filled
Kim is amazing. She is always there when you need her and she works her magic to make a policy fit your budget.
Response from Comparion Insurance
August 26, 2022
Thank you for the 5 stars, Mike!
5 out of 5
5 out of 5 starsStar FilledStar FilledStar FilledStar FilledStar Filled
Kim is always extremely helpful, and quick to respond with any needs or concerns that arise. A++
Response from Comparion Insurance
August 25, 2022
Thank you so much for taking the time to leave us this amazing review.
5 out of 5
5 out of 5 starsStar FilledStar FilledStar FilledStar FilledStar Filled
Kim always returns my calls/texts in a timely fashion and is always willing to help even if she's not in the office.
Response from Comparion Insurance
August 25, 2022
Hi, Brian F! Thank you so much for taking the time to leave us this amazing review.
5 out of 5
5 out of 5 starsStar FilledStar FilledStar FilledStar FilledStar Filled
Kim has been our insurance agent for years. She is always working sometimes 7 days a week to help us and others.
Response from Comparion Insurance
August 24, 2022
Thank you for the 5 stars, Lois H!
5 out of 5
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When I got life insurance for my family there is so many things I didn't know. Kim took time explaine everything to me. To get best life insurance for me and my family. Best insurance agent ever.
Response from Comparion Insurance
August 24, 2022
Angela,R, we are so glad that you enjoyed your experience. Thank you for your business!
5 out of 5
5 out of 5 starsStar FilledStar FilledStar FilledStar FilledStar Filled
All around great agent who I will always trust with all my insurance needs.
Response from Comparion Insurance
August 24, 2022
Thank you, Dorothy D!
5 out of 5
5 out of 5 starsStar FilledStar FilledStar FilledStar FilledStar Filled
Always ready to listen and help!!! Best representation of liberty mutual ever! She should train people to be more like her!! Awesome!!
Response from Comparion Insurance
August 23, 2022
Thank you, Donna Matrix . This review made our day!
5 out of 5
5 out of 5 starsStar FilledStar FilledStar FilledStar FilledStar Filled
Kim has always gone above and beyond in helping my needs.
Response from Comparion Insurance
August 23, 2022
Hi Robert S., thanks for leaving such a positive review!
5 out of 5
5 out of 5 starsStar FilledStar FilledStar FilledStar FilledStar Filled
Kim makes it easy to understand my policies and always returns my calls with any info I request. Great agent!!
Response from Comparion Insurance
August 23, 2022
Thank you, Maggie!
5 out of 5
5 out of 5 starsStar FilledStar FilledStar FilledStar FilledStar Filled
Really feel like she gets the job done! She really came through for me. Extreamley knowledgeable and efficient. Can get a hold of her right away and she gets back to you very fast. Very glad I know her!!!!
Response from Comparion Insurance
August 23, 2022
Ginelle, thank you for your review. We appreciate your business!
5 out of 5
5 out of 5 starsStar FilledStar FilledStar FilledStar FilledStar Filled
Great person knows her stuff and works with you one on one, highly recommend
Response from Comparion Insurance
August 23, 2022
Thank you, Becky W!
5 out of 5
5 out of 5 starsStar FilledStar FilledStar FilledStar FilledStar Filled
Great customer service - always returns calls and texts in a timely fashion
Response from Comparion Insurance
August 23, 2022
Great to hear! I appreciate the fantastic review and are glad I could be of service.
5 out of 5
5 out of 5 starsStar FilledStar FilledStar FilledStar FilledStar Filled
Kim is an excellent Agent always very helpful and knowledgable! A pleasure to work with.
Response from Comparion Insurance
August 23, 2022
Dana D, we’re so glad you had a good experience. We look forward to serving your insurance needs for years to come!
5 out of 5
5 out of 5 starsStar FilledStar FilledStar FilledStar FilledStar Filled
Kim seems to get the problem solved anytime I call. If she can't do it she'll send me to the right person who can.
Response from Comparion Insurance
August 23, 2022
Charlotte L, thank you for your review. We appreciate your business!
5 out of 5
5 out of 5 starsStar FilledStar FilledStar FilledStar FilledStar Filled
Outstanding customer service and dedication!
Response from Comparion Insurance
August 23, 2022
Thank you, Sal Z!
5 out of 5
5 out of 5 starsStar FilledStar FilledStar FilledStar FilledStar Filled
I have had liberty mutual and known Kim for many years. Kim works tirelessly on behalf of her clients. She advises the best coverage at the best price for her clients needs. She is always available to answer questions and does so promptly and her explanations are very clear and understandable. She is one of the main reasons I still have my insurance with liberty mutual.
Response from Comparion Insurance
August 23, 2022
I’m so grateful for your kind words, Margaret G. Thanks for sharing your review with us and the community.
5 out of 5
5 out of 5 starsStar FilledStar FilledStar FilledStar FilledStar Filled
Very knowledgeable and is always willing to provide assistance with any insurance issue. She is readily available.
Response from Comparion Insurance
August 23, 2022
Hi Laurie W, that's great to hear!
5 out of 5
5 out of 5 starsStar FilledStar FilledStar FilledStar FilledStar Filled
I met kim at a first time homebuyers meeting I’m glad I did. She helped me get set up with liberty mutual and has been a great help ever since.
Response from Comparion Insurance
August 23, 2022
Tom W, thank you for your review. We appreciate your business!
5 out of 5
5 out of 5 starsStar FilledStar FilledStar FilledStar FilledStar Filled
Kim's been a pleasure to work with for all of my insurance needs. She's on the ball and always willing to go the extra mile for her customers. Would definitely recommend.
Response from Comparion Insurance
August 23, 2022
Hi Scott C., thanks for leaving such a positive review!
5 out of 5
5 out of 5 starsStar FilledStar FilledStar FilledStar FilledStar Filled
very helpful with any issue i may have had in the past as well as easy to contact when needed for any type of question, never any issues
Response from Comparion Insurance
August 23, 2022
Hi Gary, that's great to hear!
5 out of 5
5 out of 5 starsStar FilledStar FilledStar FilledStar FilledStar Filled
Great service, walks me through everything and always answer my questions in a quick & timely manner
Response from Comparion Insurance
August 23, 2022
Hi, Derek C ! Thank you so much for taking the time to leave us this amazing review.
5 out of 5
5 out of 5 starsStar FilledStar FilledStar FilledStar FilledStar Filled
Kim Horner is an amazing agent!! So helpful and kind and always willing to go the extra mile. She’s awesome and I would be more than happy to recommend her to everyone I know!
Response from Comparion Insurance
August 29, 2022
Hi Mia M, Thank you for taking the time to leave us a review.
5 out of 5
5 out of 5 starsStar FilledStar FilledStar FilledStar FilledStar Filled
Excellent customer and friendly to help going through the steps understanding the policy’s. Greatly appreciated, thank-you to Kimberly Horner.
Response from Comparion Insurance
August 23, 2022
Hi Seth O’Harrow, that's great to hear!
5 out of 5
5 out of 5 starsStar FilledStar FilledStar FilledStar FilledStar Filled
Great customer service and very knowledgeable!
Response from Comparion Insurance
August 29, 2022
Hi Amy , that's great to hear!
5 out of 5
5 out of 5 starsStar FilledStar FilledStar FilledStar FilledStar Filled
Kim has helped me through a couple situations where her skill in insurance saved my bacon in auto and home insurance.i will continue to use her for my properties and vehicles.
Response from Comparion Insurance
August 23, 2022
Hi Nick, I appreciate the fantastic review!
5 out of 5
5 out of 5 starsStar FilledStar FilledStar FilledStar FilledStar Filled
Great customer service. Always a smile on her face.. I definitely suggest her if you need insurance
Response from Comparion Insurance
August 23, 2022
Angela C., we’re so glad you had a good experience. We look forward to serving your insurance needs for years to come!
5 out of 5
5 out of 5 starsStar FilledStar FilledStar FilledStar FilledStar Filled
If you need anyone for any of your insurance problems definitely go to kim horner ❣️ She is amazing at what she does and I’ll continue to go to her for the rest of my life because she’s that amazing at what she does.
Response from Comparion Insurance
August 23, 2022
Destiny O, thank you for your review. We appreciate your business!
5 out of 5
5 out of 5 starsStar FilledStar FilledStar FilledStar FilledStar Filled
Kim has been my go to agent for years - always answers whatever questions I have timely and will give me the right person to contact if it is for a policy she can't cover as its an out of state policy.
Response from Comparion Insurance
August 23, 2022
Thank you for the 5 stars, Cher M!
5 out of 5
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Would recommend Kim to anyone. She made us feel comfortable throughout the entire process.
Response from Comparion Insurance
August 23, 2022
Thank you, Austin S!
5 out of 5
5 out of 5 starsStar FilledStar FilledStar FilledStar FilledStar Filled
Best Insurance Agent I’ve dealt with. She puts the customers needs first. As my personal agent, I have so much confidence in her that I refer MY customers to her as well.. Rock on Kim
Response from Comparion Insurance
August 23, 2022
Hi, Jason R! Thank you so much for taking the time to leave us this amazing review.
5 out of 5
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Working with Kim was fantastic. Made switching our insurance policy easier than I would have ever anticipated. Thanks Kim!
Response from Comparion Insurance
August 23, 2022
Hi Rachel S, thanks for leaving such a positive review!
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Our insurance partners

Did you know Comparion agents offer insurance from Liberty Mutual and many other companies? Agents can quote trusted insurance partners with products that cover your family, income and assets like a home, car, boat or jewelry. Our mission is to help you find the right insurance coverage at affordable rates.

Our key partners are listed below. We also offer dozens of other national and regional insurance companies depending on where you live.

  • Safeco Insurance
  • American Modern Insurance
  • Homesite Insurance
  • Nationwide Insurance
  • National General Insurance
  • Protective Insurance
  • Progressive Insurance
  • rli
  • Travelers Insurance

Frequently asked questions

About Comparion Insurance Agency in Buffalo, NY

Local sales agents serving customers in Buffalo, NY. We're launching Comparion Insurance Agency: A Liberty Mutual Company to help consumers and small businesses get the expert advice they need to find the right insurance policy. Comparion agents will help you find personalized coverage to fit your budget - offering options from Liberty Mutual and many other national and regional insurance companies.
Learn more about us
©2023 Comparion Insurance Agency, A Liberty Mutual Company - 175 Berkeley Street, Boston, MA 02116. The materials herein are for informational purposes only. All statements made are subject to provisions, exclusions, conditions, and limitations of the applicable insurance policy. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria. Learn more about our privacy policy at libertymutual.com/privacy.
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